1. Nature of This Website and Services

SeniorEquityAdvisors.co is an advertisement and educational resource for reverse mortgages. This website is owned and operated by Market Me LLC, a marketing and lead‑generation company. We are not a lender, mortgage broker, loan originator, bank, or credit union, and we do not issue loan commitments or make credit decisions.

When you submit your information on this Site, you are not submitting a mortgage or loan application. Instead, you are requesting that we connect you with one or more independent, licensed reverse mortgage professionals who can discuss your options and, if you choose, take your application directly with them.

2. No Offer or Commitment to Lend

Nothing on this Site should be construed as:

- A loan application;

- A commitment to lend;

- A loan estimate or “Good Faith Estimate”; or

- A promise that you will be approved for any particular loan or rate.

Any loan offers, terms, or conditions will be provided solely by the Lender Partner(s) you choose to work with and will be subject to their underwriting, disclosures, and legal requirements.

3. Lender Requirements and Credit Checks

If you decide to proceed with a Lender Partner, the lender will typically require:

- A valid Social Security number;

- A credit check and review of your credit history;

- Verification of your income, assets, and debts; and

- A review of your property and related documentation.

Minimum credit and eligibility standards vary by lender and product. Not all applicants will qualify for every product, rate, or term. Lenders may also require you to complete reverse mortgage counseling from a HUD‑approved counseling agency before a loan can be closed.

4. Reverse Mortgage Considerations and Risks

Reverse mortgages can be helpful tools but may not be appropriate for every homeowner. Among other things:

- You (or your estate) remain responsible for paying ongoing property charges such as property taxes, homeowners insurance, HOA dues, and for maintaining the home. Failure to meet these obligations can result in foreclosure, even if you are not required to make monthly principal and interest payments on the reverse mortgage.

- A reverse mortgage may reduce the equity you or your heirs will have in the home and may affect your eligibility for certain government benefits.

- Loan terms, fees, interest rates, and available proceeds depend on many factors, including your age, the property value, existing liens, interest rate environment, and program type.

You should carefully review all lender disclosures and consult with independent tax, legal, and financial professionals before making any decision.

5. No Government Affiliation

SeniorEquityAdvisors.co and Market Me LLC are not affiliated with or endorsed by:

- The U.S. Department of Housing and Urban Development (HUD);

- The Federal Housing Administration (FHA);

- The Department of Veterans Affairs (VA);

- Fannie Mae (FNMA), Freddie Mac (FHLMC), Ginnie Mae (GNMA); or

- Any other government agency or government‑sponsored enterprise.

Any references to FHA‑insured Home Equity Conversion Mortgages (HECMs) or other government‑related programs are for informational purposes only.

6. Stock Photos, Models, and Testimonials

Images on this Site may include stock photography and models and are used for illustrative purposes only. They do not depict actual borrowers or outcomes.

Testimonials or endorsements appearing on the Site reflect the experiences of particular individuals and may not be representative of the experience of all clients. Individual results will vary.

7. Text Messages and Call Disclosures

By providing your phone number and agreeing to our Terms & Conditions and Privacy Policy, you consent to receive marketing and informational calls and text messages from SeniorEquityAdvisors.co, Market Me LLC, and our Lender Partners. These communications may be made using an automatic telephone dialing system or prerecorded/artificial voice.

- Message and data rates may apply.

- The frequency of messages may vary, and you may receive recurring messages.

- You may opt out of marketing text messages at any time by replying STOP; reply HELP for help or contact us at support@mrkt-me.com.

Consent is not required as a condition of purchasing any goods or services.

8. Accuracy of Content; No Warranty

While we strive to provide accurate, up‑to‑date information, we cannot guarantee that all information on this Site is current or free from errors. Loan programs, interest rates, eligibility rules, and regulations can change without notice.

All content is provided on an “as is” basis without warranties of any kind and is intended for general informational purposes only. You must rely on the specific disclosures and documentation provided by your chosen Lender Partner, and on advice from your own professional advisors.

9. Copyright and Trademarks

All content on this Site is the property of Market Me LLC or its licensors and is protected by applicable laws. All trademarks, logos, and service marks are the property of their respective owners. Use of any third‑party trademarks on this Site does not indicate any affiliation with or endorsement by those third parties.

10. Contact Information

If you have questions about these Important Disclosures, please contact:

Market Me LLC (SeniorEquityAdvisors.co)  

Attn: Senior Equity Advisors Disclosures  

Los Angeles, CA 90277  

Email: support@mrkt-me.com